Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$290,571$290,571$302,400
Remaining term (yrs)27.127.130.0
Secondary amount$0$28,629$0
Funding fee$0$0$0
Note rate7.000%7.000%7.400%
Blended rate7.550%7.938%7.640%
1st payment$1,992.41$1,992.41$2,093.76
2nd payment$0.00$283.31$0.00
Taxes / mo$290.92$290.92$290.92
Insurance / mo$150.00$150.00$150.00
MI / mo$137.26$137.26$60.48
HOA / mo$100.00$100.00$100.00
Total monthly$2,670.59$2,953.90$2,695.15
Cash to close$45,429$16,800$33,600