Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$463,978	$463,978	$463,500
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$25,272	$0
Funding fee	$0	$0	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	7.370%	7.603%	7.640%
1st payment	$3,110.91	$3,110.91	$3,209.18
2nd payment	$0.00	$250.09	$0.00
Taxes / mo	$467.42	$467.42	$467.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$218.27	$218.27	$92.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,963.26	$4,213.35	$3,935.96
Cash to close	$51,022	$25,750	$51,500