Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$142,233	$142,233	$315,000
Remaining term (yrs)	21.2	21.2	30.0
Secondary amount	$0	$172,767	$0
Funding fee	$0	$0	$0
Note rate	3.900%	3.900%	7.400%
Blended rate	4.750%	6.533%	7.640%
1st payment	$819.26	$819.26	$2,181.00
2nd payment	$0.00	$1,151.78	$0.00
Taxes / mo	$208.25	$208.25	$208.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$123.03	$123.03	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,300.55	$2,452.33	$2,602.25
Cash to close	$207,767	$35,000	$35,000