Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$383,474	$383,474	$495,000
Remaining term (yrs)	7.0	7.0	30.0
Secondary amount	$0	$111,526	$0
Funding fee	$0	$0	$0
Note rate	6.550%	6.550%	7.400%
Blended rate	7.100%	7.303%	7.640%
1st payment	$5,650.75	$5,650.75	$3,427.28
2nd payment	$0.00	$743.50	$0.00
Taxes / mo	$570.17	$570.17	$570.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$227.58	$227.58	$99.00
HOA / mo	$292.33	$292.33	$292.33
Total monthly	$6,907.50	$7,651.00	$4,555.44
Cash to close	$166,526	$55,000	$55,000