Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$194,168$194,168$341,100
Remaining term (yrs)23.323.330.0
Secondary amount$0$146,932$0
Funding fee$971$971$0
Note rate3.730%3.730%7.400%
Blended rate3.730%5.569%7.640%
1st payment$1,037.15$1,037.15$2,361.71
2nd payment$0.00$979.55$0.00
Taxes / mo$117.50$117.50$117.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.22
HOA / mo$0.00$0.00$0.00
Total monthly$1,304.65$2,284.19$2,697.43
Cash to close$184,832$37,900$37,900