Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$177,374	$177,374	$413,100
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$235,726	$0
Funding fee	$887	$887	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	3.750%	6.033%	7.640%
1st payment	$1,102.26	$1,102.26	$2,860.22
2nd payment	$0.00	$1,522.40	$0.00
Taxes / mo	$269.83	$269.83	$269.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$82.62
HOA / mo	$27.00	$27.00	$27.00
Total monthly	$1,565.76	$3,088.15	$3,406.34
Cash to close	$281,626	$45,900	$45,900