Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$271,518$271,518$367,200
Remaining term (yrs)27.227.230.0
Secondary amount$0$95,682$0
Funding fee$1,358$1,358$0
Note rate7.290%7.290%7.400%
Blended rate7.290%7.736%7.640%
1st payment$1,911.69$1,911.69$2,542.42
2nd payment$0.00$717.61$0.00
Taxes / mo$82.33$82.33$82.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.44
HOA / mo$0.00$0.00$0.00
Total monthly$2,144.02$2,861.64$2,848.19
Cash to close$136,482$40,800$40,800