Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$142,761	$142,761	$328,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$185,739	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	6.179%	7.640%
1st payment	$677.08	$677.08	$2,274.47
2nd payment	$0.00	$1,238.26	$0.00
Taxes / mo	$200.83	$200.83	$200.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$114.34	$114.34	$65.70
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$1,227.25	$2,465.51	$2,776.00
Cash to close	$222,239	$36,500	$36,500