Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$257,885$257,885$269,991
Remaining term (yrs)28.928.930.0
Secondary amount$0$27,106$0
Funding fee$1,289$1,289$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.011%7.640%
1st payment$1,648.43$1,648.43$1,869.36
2nd payment$0.00$268.23$0.00
Taxes / mo$176.58$176.58$176.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,975.02$2,243.25$2,249.94
Cash to close$42,105$15,000$29,999