Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$428,093$428,093$495,000
Remaining term (yrs)24.424.430.0
Secondary amount$0$66,907$0
Funding fee$0$0$0
Note rate2.670%2.670%7.400%
Blended rate3.520%4.261%7.640%
1st payment$1,985.47$1,985.47$3,427.28
2nd payment$0.00$501.80$0.00
Taxes / mo$458.33$458.33$458.33
Insurance / mo$166.67$166.67$166.67
MI / mo$348.10$348.10$99.00
HOA / mo$534.00$534.00$534.00
Total monthly$3,492.57$3,994.37$4,685.28
Cash to close$121,907$55,000$55,000