Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$273,903	$273,903	$333,000
Remaining term (yrs)	26.0	26.0	30.0
Secondary amount	$0	$59,097	$0
Funding fee	$0	$0	$0
Note rate	6.020%	6.020%	7.400%
Blended rate	6.870%	7.248%	7.640%
1st payment	$1,734.46	$1,734.46	$2,305.62
2nd payment	$0.00	$443.23	$0.00
Taxes / mo	$42.50	$42.50	$42.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$204.48	$204.48	$66.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,131.44	$2,574.66	$2,564.72
Cash to close	$96,097	$37,000	$37,000