Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$438,027$438,027$468,000
Remaining term (yrs)28.028.030.0
Secondary amount$0$29,973$0
Funding fee$2,190$2,190$0
Note rate5.725%5.725%7.400%
Blended rate5.725%5.935%7.640%
1st payment$2,615.79$2,615.79$3,240.34
2nd payment$0.00$224.80$0.00
Taxes / mo$160.83$160.83$160.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.60
HOA / mo$90.00$90.00$90.00
Total monthly$3,033.29$3,258.09$3,751.44
Cash to close$81,973$52,000$52,000