Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$129,940	$129,940	$472,500
Remaining term (yrs)	15.5	15.5	30.0
Secondary amount	$0	$342,560	$0
Funding fee	$650	$650	$0
Note rate	4.020%	4.020%	7.400%
Blended rate	4.020%	6.724%	7.640%
1st payment	$932.64	$932.64	$3,271.49
2nd payment	$0.00	$2,212.37	$0.00
Taxes / mo	$165.00	$165.00	$165.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$18.75	$18.75	$18.75
Total monthly	$1,283.05	$3,495.42	$3,716.41
Cash to close	$395,060	$52,500	$52,500