Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$148,383$148,383$405,000
Remaining term (yrs)18.018.030.0
Secondary amount$0$256,617$0
Funding fee$0$0$0
Note rate4.140%4.140%7.400%
Blended rate4.990%6.739%7.640%
1st payment$972.52$972.52$2,804.14
2nd payment$0.00$1,657.32$0.00
Taxes / mo$264.58$264.58$264.58
Insurance / mo$150.00$150.00$150.00
MI / mo$141.88$141.88$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,528.99$3,186.31$3,299.72
Cash to close$301,617$45,000$45,000