Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$338,043$338,043$355,050
Remaining term (yrs)28.028.030.0
Secondary amount$0$36,732$0
Funding fee$0$0$0
Note rate6.490%6.490%7.400%
Blended rate7.040%7.514%7.640%
1st payment$2,182.72$2,182.72$2,458.29
2nd payment$0.00$363.49$0.00
Taxes / mo$233.33$233.33$233.33
Insurance / mo$150.00$150.00$150.00
MI / mo$158.44$158.44$71.01
HOA / mo$60.00$60.00$60.00
Total monthly$2,784.50$3,147.99$2,972.64
Cash to close$56,457$19,725$39,450