Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$643,408$643,408$922,500
Remaining term (yrs)27.827.830.0
Secondary amount$0$279,092$0
Funding fee$3,217$3,217$0
Note rate6.920%6.920%7.400%
Blended rate6.920%7.171%7.640%
1st payment$4,343.05$4,343.05$6,387.20
2nd payment$0.00$1,802.47$0.00
Taxes / mo$732.25$732.25$732.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$184.50
HOA / mo$85.00$85.00$85.00
Total monthly$5,376.97$7,179.44$7,605.62
Cash to close$381,592$102,500$102,500