Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$172,039	$172,039	$188,100
Remaining term (yrs)	11.0	11.0	30.0
Secondary amount	$0	$26,511	$0
Funding fee	$0	$0	$0
Note rate	6.240%	6.240%	7.400%
Blended rate	6.790%	7.469%	7.640%
1st payment	$1,785.91	$1,785.91	$1,302.37
2nd payment	$0.00	$262.35	$0.00
Taxes / mo	$305.25	$305.25	$305.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$91.55	$91.55	$37.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,332.71	$2,595.06	$1,795.24
Cash to close	$36,961	$10,450	$20,900