Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$223,513	$223,513	$337,500
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$113,987	$0
Funding fee	$0	$0	$0
Note rate	2.930%	2.930%	7.400%
Blended rate	3.780%	5.205%	7.640%
1st payment	$1,079.01	$1,079.01	$2,336.78
2nd payment	$0.00	$759.91	$0.00
Taxes / mo	$384.33	$384.33	$384.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$182.92	$182.92	$67.50
HOA / mo	$129.67	$129.67	$129.67
Total monthly	$1,925.93	$2,685.84	$3,068.29
Cash to close	$151,487	$37,500	$37,500