Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$166,882	$166,882	$342,810
Remaining term (yrs)	19.7	19.7	30.0
Secondary amount	$0	$175,928	$0
Funding fee	$0	$0	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	4.450%	6.272%	7.640%
1st payment	$982.06	$982.06	$2,373.55
2nd payment	$0.00	$1,172.85	$0.00
Taxes / mo	$436.17	$436.17	$436.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$153.00	$153.00	$68.56
HOA / mo	$162.00	$162.00	$162.00
Total monthly	$1,883.23	$3,056.08	$3,190.28
Cash to close	$214,018	$38,090	$38,090