Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$944,702	$944,702	$1,057,500
Remaining term (yrs)	26.8	26.8	30.0
Secondary amount	$0	$112,798	$0
Funding fee	$4,724	$4,724	$0
Note rate	6.710%	6.710%	7.400%
Blended rate	6.710%	6.848%	7.640%
1st payment	$6,327.22	$6,327.22	$7,321.92
2nd payment	$0.00	$751.98	$0.00
Taxes / mo	$78.67	$78.67	$78.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$211.50
HOA / mo	$250.00	$250.00	$250.00
Total monthly	$6,872.55	$7,624.53	$8,078.75
Cash to close	$230,298	$117,500	$117,500