Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$56,116	$56,116	$247,500
Remaining term (yrs)	15.3	15.3	30.0
Secondary amount	$0	$191,384	$0
Funding fee	$0	$0	$0
Note rate	3.950%	3.950%	7.400%
Blended rate	4.800%	7.274%	7.640%
1st payment	$405.49	$405.49	$1,713.64
2nd payment	$0.00	$1,275.89	$0.00
Taxes / mo	$153.17	$153.17	$153.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$60.53	$60.53	$49.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$769.18	$2,045.07	$2,066.31
Cash to close	$218,884	$27,500	$27,500