Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$207,889	$207,889	$292,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$84,611	$0
Funding fee	$0	$0	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	4.030%	5.468%	7.640%
1st payment	$1,037.72	$1,037.72	$2,025.21
2nd payment	$0.00	$634.58	$0.00
Taxes / mo	$628.75	$628.75	$628.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$170.40	$170.40	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,986.87	$2,621.45	$2,862.46
Cash to close	$117,111	$32,500	$32,500