Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$129,070$129,070$270,000
Remaining term (yrs)19.919.930.0
Secondary amount$0$140,930$0
Funding fee$0$0$0
Note rate3.480%3.480%7.400%
Blended rate4.330%6.246%7.640%
1st payment$747.23$747.23$1,869.43
2nd payment$0.00$939.53$0.00
Taxes / mo$152.00$152.00$152.00
Insurance / mo$150.00$150.00$150.00
MI / mo$118.16$118.16$54.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,167.39$2,106.92$2,225.43
Cash to close$170,930$30,000$30,000