Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$131,050	$131,050	$359,100
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$228,050	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.495%	7.640%
1st payment	$836.07	$836.07	$2,486.34
2nd payment	$0.00	$1,472.83	$0.00
Taxes / mo	$101.92	$101.92	$101.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$60.63	$60.63	$71.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,148.61	$2,621.44	$2,810.07
Cash to close	$267,950	$39,900	$39,900