Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$685,448	$685,448	$742,500
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$57,052	$0
Funding fee	$0	$0	$0
Note rate	6.330%	6.330%	7.400%
Blended rate	7.180%	7.320%	7.640%
1st payment	$4,456.53	$4,456.53	$5,140.92
2nd payment	$0.00	$427.89	$0.00
Taxes / mo	$687.50	$687.50	$687.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$508.38	$508.38	$148.50
HOA / mo	$59.00	$59.00	$59.00
Total monthly	$5,928.08	$6,355.97	$6,252.59
Cash to close	$139,552	$82,500	$82,500