Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$980,653	$899,910
Remaining term (yrs)	28.1	30.0
Secondary amount	$0	$0
Funding fee	$4,903	$0
Note rate	6.220%	7.400%
Blended rate	6.220%	7.640%
1st payment	$6,148.76	$6,230.80
2nd payment	$0.00	$0.00
Taxes / mo	$833.25	$833.25
Insurance / mo	$216.67	$216.67
MI / mo	$0.00	$179.98
HOA / mo	$92.00	$92.00
Total monthly	$7,290.67	$7,552.69
Cash to close	$19,247	$99,990