Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$295,967	$295,967	$314,910
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$36,438	$0
Funding fee	$0	$0	$0
Note rate	7.570%	7.570%	7.400%
Blended rate	8.120%	8.532%	7.640%
1st payment	$2,142.91	$2,142.91	$2,180.37
2nd payment	$0.00	$360.58	$0.00
Taxes / mo	$408.25	$408.25	$408.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$139.51	$139.51	$62.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,840.67	$3,201.25	$2,801.61
Cash to close	$53,933	$17,495	$34,990