Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$281,307	$281,307	$628,200
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$346,893	$0
Funding fee	$1,407	$1,407	$0
Note rate	3.290%	3.290%	7.400%
Blended rate	3.290%	5.753%	7.640%
1st payment	$1,430.31	$1,430.31	$4,349.53
2nd payment	$0.00	$2,240.35	$0.00
Taxes / mo	$581.67	$581.67	$581.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$125.64
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,178.65	$4,419.00	$5,223.50
Cash to close	$416,693	$69,800	$69,800