Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$287,004	$287,004	$306,000
Remaining term (yrs)	27.1	27.1	30.0
Secondary amount	$0	$35,996	$0
Funding fee	$0	$0	$0
Note rate	7.790%	7.790%	7.400%
Blended rate	8.340%	8.734%	7.640%
1st payment	$2,118.45	$2,118.45	$2,118.68
2nd payment	$0.00	$356.21	$0.00
Taxes / mo	$108.58	$108.58	$108.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$135.01	$135.01	$61.20
HOA / mo	$11.67	$11.67	$11.67
Total monthly	$2,523.72	$2,879.93	$2,450.14
Cash to close	$52,996	$17,000	$34,000