Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$99,269	$99,269	$315,000
Remaining term (yrs)	21.2	21.2	30.0
Secondary amount	$0	$215,731	$0
Funding fee	$0	$0	$0
Note rate	4.750%	4.750%	7.400%
Blended rate	5.600%	7.072%	7.640%
1st payment	$617.57	$617.57	$2,181.00
2nd payment	$0.00	$1,393.26	$0.00
Taxes / mo	$146.00	$146.00	$146.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$83.86	$83.86	$63.00
HOA / mo	$43.75	$43.75	$43.75
Total monthly	$1,041.18	$2,434.44	$2,583.75
Cash to close	$250,731	$35,000	$35,000