Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$567,176$567,176$566,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$30,374$0
Funding fee$2,836$2,836$0
Note rate3.220%3.220%7.400%
Blended rate3.220%3.660%7.640%
1st payment$2,714.10$2,714.10$3,919.56
2nd payment$0.00$300.58$0.00
Taxes / mo$268.00$268.00$268.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$113.22
HOA / mo$25.00$25.00$25.00
Total monthly$3,173.76$3,474.34$4,492.45
Cash to close$61,824$31,450$62,900