Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$166,178	$166,178	$297,000
Remaining term (yrs)	22.4	22.4	30.0
Secondary amount	$0	$130,822	$0
Funding fee	$0	$0	$0
Note rate	4.400%	4.400%	7.400%
Blended rate	5.250%	6.461%	7.640%
1st payment	$970.64	$970.64	$2,056.37
2nd payment	$0.00	$872.15	$0.00
Taxes / mo	$254.83	$254.83	$254.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$137.30	$137.30	$59.40
HOA / mo	$54.67	$54.67	$54.67
Total monthly	$1,567.44	$2,439.59	$2,575.27
Cash to close	$163,822	$33,000	$33,000