Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$363,365	$363,365	$459,000
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$95,635	$0
Funding fee	$0	$0	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	3.580%	4.709%	7.640%
1st payment	$1,696.36	$1,696.36	$3,178.02
2nd payment	$0.00	$717.26	$0.00
Taxes / mo	$424.33	$424.33	$424.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$295.10	$295.10	$91.80
HOA / mo	$25.00	$25.00	$25.00
Total monthly	$2,607.45	$3,324.71	$3,885.82
Cash to close	$146,635	$51,000	$51,000