Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$140,813	$140,813	$270,000
Remaining term (yrs)	19.5	19.5	30.0
Secondary amount	$0	$129,187	$0
Funding fee	$704	$704	$0
Note rate	3.730%	3.730%	7.400%
Blended rate	3.730%	5.773%	7.640%
1st payment	$842.92	$842.92	$1,869.43
2nd payment	$0.00	$861.25	$0.00
Taxes / mo	$222.50	$222.50	$222.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$54.00
HOA / mo	$375.00	$375.00	$375.00
Total monthly	$1,590.42	$2,451.66	$2,670.93
Cash to close	$159,187	$30,000	$30,000