Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$229,538$229,538$247,500
Remaining term (yrs)26.426.430.0
Secondary amount$0$31,712$0
Funding fee$1,148$1,148$0
Note rate6.150%6.150%7.400%
Blended rate6.150%6.845%7.640%
1st payment$1,464.61$1,464.61$1,713.64
2nd payment$0.00$313.81$0.00
Taxes / mo$419.33$419.33$419.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$49.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,033.95$2,347.76$2,332.47
Cash to close$45,462$13,750$27,500