Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$274,475$274,475$584,910
Remaining term (yrs)24.224.230.0
Secondary amount$0$310,435$0
Funding fee$1,372$1,372$0
Note rate2.990%2.990%7.400%
Blended rate2.990%5.516%7.640%
1st payment$1,324.16$1,324.16$4,049.80
2nd payment$0.00$2,004.89$0.00
Taxes / mo$443.58$443.58$443.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.98
HOA / mo$116.67$116.67$116.67
Total monthly$2,051.08$4,055.97$4,893.70
Cash to close$375,425$64,990$64,990