Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$392,425$392,425$472,500
Remaining term (yrs)29.929.930.0
Secondary amount$0$80,075$0
Funding fee$1,962$1,962$0
Note rate6.950%6.950%7.400%
Blended rate6.950%7.297%7.640%
1st payment$2,599.80$2,599.80$3,271.49
2nd payment$0.00$600.56$0.00
Taxes / mo$551.00$551.00$551.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$15.83$15.83$15.83
Total monthly$3,333.30$3,933.86$4,099.49
Cash to close$132,575$52,500$52,500