Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$74,827	$74,827	$720,000
Remaining term (yrs)	5.1	5.1	30.0
Secondary amount	$0	$645,173	$0
Funding fee	$0	$0	$0
Note rate	6.560%	6.560%	7.400%
Blended rate	7.410%	7.715%	7.640%
1st payment	$1,407.19	$1,407.19	$4,985.13
2nd payment	$0.00	$4,166.74	$0.00
Taxes / mo	$244.33	$244.33	$244.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$156.72	$156.72	$144.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,024.91	$6,191.65	$5,590.13
Cash to close	$725,173	$80,000	$80,000