Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$150,653$150,653$189,000
Remaining term (yrs)23.423.430.0
Secondary amount$0$38,347$0
Funding fee$0$0$0
Note rate3.680%3.680%7.400%
Blended rate4.530%5.437%7.640%
1st payment$798.89$798.89$1,308.60
2nd payment$0.00$287.60$0.00
Taxes / mo$219.58$219.58$219.58
Insurance / mo$150.00$150.00$150.00
MI / mo$123.24$123.24$37.80
HOA / mo$704.00$704.00$704.00
Total monthly$1,995.72$2,283.32$2,419.98
Cash to close$59,347$21,000$21,000