Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$149,450	$149,450	$270,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$120,550	$0
Funding fee	$0	$0	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	3.580%	5.553%	7.640%
1st payment	$696.04	$696.04	$1,869.43
2nd payment	$0.00	$803.67	$0.00
Taxes / mo	$206.83	$206.83	$206.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$121.08	$121.08	$54.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,173.95	$1,977.62	$2,280.26
Cash to close	$150,550	$30,000	$30,000