Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$79,105$79,105$134,999
Remaining term (yrs)25.025.030.0
Secondary amount$0$55,894$0
Funding fee$396$396$0
Note rate2.800%2.800%7.400%
Blended rate2.800%5.367%7.640%
1st payment$366.11$366.11$934.71
2nd payment$0.00$419.20$0.00
Taxes / mo$191.58$191.58$191.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$27.00
HOA / mo$385.00$385.00$385.00
Total monthly$1,092.69$1,511.89$1,688.29
Cash to close$70,894$15,000$15,000