Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$421,508	$409,500
Remaining term (yrs)	28.9	30.0
Secondary amount	$0	$0
Funding fee	$2,108	$0
Note rate	6.720%	7.400%
Blended rate	6.720%	7.640%
1st payment	$2,755.02	$2,835.30
2nd payment	$0.00	$0.00
Taxes / mo	$209.17	$209.17
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$81.90
HOA / mo	$47.33	$47.33
Total monthly	$3,178.19	$3,340.36
Cash to close	$33,492	$45,500