Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$164,489	$164,489	$297,000
Remaining term (yrs)	20.4	20.4	30.0
Secondary amount	$0	$132,511	$0
Funding fee	$0	$0	$0
Note rate	4.190%	4.190%	7.400%
Blended rate	5.040%	6.361%	7.640%
1st payment	$997.54	$997.54	$2,056.37
2nd payment	$0.00	$883.41	$0.00
Taxes / mo	$365.00	$365.00	$365.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$144.66	$144.66	$59.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,657.20	$2,540.61	$2,630.77
Cash to close	$165,511	$33,000	$33,000