Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$322,418	$322,418	$333,000
Remaining term (yrs)	27.4	27.4	30.0
Secondary amount	$0	$29,082	$0
Funding fee	$1,612	$1,612	$0
Note rate	6.630%	6.630%	7.400%
Blended rate	6.630%	7.064%	7.640%
1st payment	$2,126.52	$2,126.52	$2,305.62
2nd payment	$0.00	$287.79	$0.00
Taxes / mo	$535.67	$535.67	$535.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$66.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,812.19	$3,099.98	$3,057.89
Cash to close	$47,582	$18,500	$37,000