Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$255,982$255,982$333,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$77,018$0
Funding fee$0$0$0
Note rate2.800%2.800%7.400%
Blended rate3.650%4.887%7.640%
1st payment$1,190.18$1,190.18$2,305.62
2nd payment$0.00$577.63$0.00
Taxes / mo$439.58$439.58$439.58
Insurance / mo$150.00$150.00$150.00
MI / mo$205.17$205.17$66.60
HOA / mo$30.67$30.67$30.67
Total monthly$2,015.61$2,593.24$2,992.48
Cash to close$114,018$37,000$37,000