Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$9,955$9,955$486,000
Remaining term (yrs)4.84.830.0
Secondary amount$0$476,045$0
Funding fee$0$0$0
Note rate2.270%2.270%7.400%
Blended rate3.120%7.655%7.640%
1st payment$178.48$178.48$3,364.97
2nd payment$0.00$3,074.46$0.00
Taxes / mo$116.75$116.75$116.75
Insurance / mo$166.67$166.67$166.67
MI / mo$13.56$13.56$97.20
HOA / mo$0.00$0.00$0.00
Total monthly$475.46$3,549.92$3,745.58
Cash to close$530,045$54,000$54,000