Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$281,356$281,356$323,910
Remaining term (yrs)28.528.530.0
Secondary amount$0$42,554$0
Funding fee$1,407$1,407$0
Note rate6.850%6.850%7.400%
Blended rate6.850%7.132%7.640%
1st payment$1,871.73$1,871.73$2,242.69
2nd payment$0.00$319.16$0.00
Taxes / mo$238.92$238.92$238.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.78
HOA / mo$0.00$0.00$0.00
Total monthly$2,260.65$2,579.81$2,696.39
Cash to close$78,544$35,990$35,990