Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$98,328$98,328$319,500
Remaining term (yrs)14.614.630.0
Secondary amount$0$221,172$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%6.544%7.640%
1st payment$687.21$687.21$2,212.15
2nd payment$0.00$1,428.40$0.00
Taxes / mo$101.75$101.75$101.75
Insurance / mo$150.00$150.00$150.00
MI / mo$87.93$87.93$63.90
HOA / mo$385.00$385.00$385.00
Total monthly$1,411.89$2,840.29$2,912.80
Cash to close$256,672$35,500$35,500