Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$444,938	$444,938	$472,500
Remaining term (yrs)	21.4	21.4	30.0
Secondary amount	$0	$27,562	$0
Funding fee	$0	$0	$0
Note rate	6.130%	6.130%	7.400%
Blended rate	6.680%	6.815%	7.640%
1st payment	$3,107.52	$3,107.52	$3,271.49
2nd payment	$0.00	$206.71	$0.00
Taxes / mo	$697.58	$697.58	$697.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$218.36	$218.36	$94.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,190.13	$4,396.84	$4,230.24
Cash to close	$80,062	$52,500	$52,500