Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$251,023	$248,310
Remaining term (yrs)	25.3	30.0
Secondary amount	$0	$0
Funding fee	$1,255	$0
Note rate	3.120%	7.400%
Blended rate	3.120%	7.640%
1st payment	$1,193.06	$1,719.25
2nd payment	$0.00	$0.00
Taxes / mo	$229.92	$229.92
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$49.66
HOA / mo	$29.17	$29.17
Total monthly	$1,602.14	$2,178.00
Cash to close	$24,877	$27,590